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Theo Legacy Life, a service brand of Scott-Theoagency, serves individuals and families in Tennessee and Arkansas with practical life and health insurance guidance focused on protection, clarity, and legacy planning.
Email: christopher.scott@theolegacylife.com
Call or Text: (901)930-1277
Serving: Arkansas, Tennessee, Mississippi, Alabama, Florida, Texas, and, Arizona
Consultations: By phone, virtual meeting, or appointment
Theo Legacy Life—Scott-Theoagency—serves the Memphis–West Memphis area as an independent insurance practice dedicated to helping families protect income, homes, and futures. Our founder, Christopher T. Scott, brings a unique coach’s perspective born from overcoming personal and financial setbacks, understanding firsthand the value real protection brings.
We translate complex life and health insurance options into plans that are clear, accessible, and personalized. Working with families across the country, we treat every client’s coverage as a piece of their family story, focusing on long-term prosperity and generational impact—not just transactions.
Specializing in term life, final expense, mortgage protection, and indexed universal life, we tailor coverage to your needs and budget.
Affordable, straightforward coverage supporting your loved ones. Protects income and secures futures
Mortgage protection insurance: pays off or covers your mortgage if you die or can’t work, so your family keeps the home.
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Mentorship for new life agents: scripts, activity, and cash‑flow coaching to build a real, consistent six‑figure book.
Life insurance with cash growth potential. Indexed strategies help build wealth and leave lasting legacies
Our mission at Theo Legacy Life is to empower individuals and families to protect what matters most—income, homes, and legacies—through honest, practical insurance guidance. We believe in meeting clients where they are, using a coach’s mindset to make sure every coverage solution matches real-life budgets and dreams for the next generation.
Let’s Start Your Legacy
Trusted Guidance, Real Peace of Mind
I am extremely satisfied with the service I've received from Christopher! He has gone above and beyond to ensure that my family and I fully taken care of. Thank you for treating us as family. He will handle our family's financial advising needs for generations!
Joshua G.
Christopher helped me understand that my individual retirement plan wasn't enough. It made sense. He took his time with me. I am so thankful for you and what you do for people. He delivers a "Client First" approach.
Glory H.
I am currently a mentee under Christopher's mentorship program. Not only am I learning how to be a successful agent. I am becoming a successful business owner, caretaker, and positive person. In two weeks my family notices a difference. Christopher, you don't just develop trust, you provide hope!
Ann G.